Dental Plans
Principia offers two dental plans through Delta Dental that provide cost-effective options for your dental needs, from regular cleanings to braces. You can go to the dentist of your choice, but you’ll receive the greatest benefit if you select an in-network provider.
To locate a provider, visit www.DeltaDentalMO.com. Select Find a Provider, Find a Dentist, and then filter by the Delta Dental PPO network.
Dental Benefits
| Dental Plan Highlights | Dental Low Plan | Dental High Plan | ||
|---|---|---|---|---|
| Dental Plan Highlights | Dental Low Plan | Dental High Plan | ||
|
Plan Year Deductible Individual / Family |
$50 / $150 | $50 / $150 | ||
|
Plan Year Maximum Benefit Per covered individual |
$1,000 | $1,500 | ||
|
Preventive Care (Tier 1) 2 exams/cleanings per calendar year |
100% Deductible waived Preventive services do not count toward annual benefit max |
100% Deductible waived Preventive services do not count toward annual benefit max |
||
|
Basic restorative care (Tier 2) Fillings, minor extractions |
80% | 90% | ||
|
Major restorative care (Tier 3) Root canals, major extractions |
50% | 60% | ||
|
Orthodontia Adult and Child |
None | Covered at 50%, up to lifetime maximum of $2,000 per person | ||
|
Out-of-Network Benefits Deductible Tier 1 Tier 2 Tier 3 |
$100 / $300 80% 70% 50% |
$50 / $150 100% 80% 50% |
||
| Monthly Premiums | ||||
| Employee | $24.14 | $45.60 | ||
| Employee + Child(ren) | $61.16 | $97.14 | ||
| Employee + Spouse | $48.76 | $82.72 | ||
| Family | $91.54 | $139.22 | ||
Know what’s covered before you get dental care
Before you receive dental care, work with your dental provider to get a “predetermination of benefits” from Delta Dental. This ensures that you and your dental provider understand what costs will be covered by the Principia dental plan and what costs will be your responsibility.
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