2027
Benefits Info

Dental Plans

Principia offers two dental plans through Delta Dental that provide cost-effective options for your dental needs, from regular cleanings to braces. You can go to the dentist of your choice, but you’ll receive the greatest benefit if you select an in-network provider.

To locate a provider, visit www.DeltaDentalMO.com. Select Find a Provider, Find a Dentist, and then filter by the Delta Dental PPO network.

Dental Benefits

Dental Plan Highlights Dental Low Plan Dental High Plan
Dental Plan Highlights Dental Low Plan Dental High Plan
Plan Year Deductible
Individual / Family
$50 / $150 $50 / $150
Plan Year Maximum Benefit
Per covered individual
$1,000 $1,500
Preventive Care (Tier 1)
2 exams/cleanings per calendar year
100% Deductible waived
Preventive services do not count toward annual benefit max
100% Deductible waived
Preventive services do not count toward annual benefit max
Basic restorative care (Tier 2)
Fillings, minor extractions
80% 90%
Major restorative care (Tier 3)
Root canals, major extractions
50% 60%
Orthodontia
Adult and Child
None Covered at 50%, up to lifetime maximum of $2,000 per person
Out-of-Network Benefits
Deductible
Tier 1
Tier 2
Tier 3

$100 / $300
80%
70%
50%

$50 / $150
100%
80%
50%
Monthly Premiums
Employee $24.14 $45.60
Employee + Child(ren) $61.16 $97.14
Employee + Spouse $48.76 $82.72
Family $91.54 $139.22

Know what’s covered before you get dental care

Before you receive dental care, work with your dental provider to get a “predetermination of benefits” from Delta Dental. This ensures that you and your dental provider understand what costs will be covered by the Principia dental plan and what costs will be your responsibility.

Principia Low Dental Benefits Summary
Principia High Dental Benefits Summary
How To Find A PPO Dentist
What To Expect When Visiting An<br> Out Of Network Provider
Coverage For In Progress <br>Orthodontic Services
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Dental Insurance

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