2025
Benefits Info

Which Health Plan is Right?

Evaluate Your Needs. Consider your prior health care usage and select plans and options that fit your lifestyle and needs.

  • Do you take regular prescription medications?
  • Are you anticipating surgery?
  • Did you experience a qualifying life event this year?
  • Review your current plans to ensure you have the coverage you need.

Review this benefits website and spend time with ALEX to learn about your plan options.

A little bit of planning will help you select the best plans, coverage levels, and financial programs for your unique situation.

Health Benefits

Health Plans – UMR

Principia offers four health plans through UMR, which provides a robust national network of doctors, hospitals and facilities. All of your claims will be administered by UMR.

Find an in-network provider on www.umr.com using the UnitedHealthcare Choice Plus Network. 

All plans include comprehensive health and prescription coverage, including Christian Science care.

*Out-of-network deductibles and out-of-pocket maximums are nearly DOUBLE the in-network equivalents, and you’re responsible for a higher level of coinsurance when you go out-of-network. Visit an in-network provider to save significantly on costs. 

How The Plans Work

Did you know?   The Christian Science deductibles and medical deductibles are integrated on all the plans, so as you incur covered expenses, they’ll be applied to both your medical and your Christian Science deductible.

Know where to go for care - UMR
Do you have other insurance?
Find a provider - Choice Plus - UMR
TalkSpace
Preventive
Get all your answers quick
Christian Science
Claim Form
Direct Deposit
The Principia - Teladoc
Nurseline
2025 Bronze SBC
2025 Silver SBC
2025 Gold SBC
2025 Platinum SBC
Health Plan
Summary Plan Description (SPD)
Important Legal Notices

Video: HDHP with HSA