Evaluate Your Needs. Consider your prior health care usage and select plans and options that fit your lifestyle and needs.
Do you take regular prescription medications?
Are you anticipating surgery?
Did you experience a qualifying life event this year?
Review your current plans to ensure you have the coverage you need.
Review this benefits website and spend time with ALEX to learn about your plan options.
A little bit of planning will help you select the best plans, coverage levels, and financial programs for your unique situation.
Health Benefits
Health Plans – UMR
Principia offers four health plans through UMR, which provides a robust national network of doctors, hospitals and facilities. All of your claims will be administered by UMR.
Find an in-network provider on www.umr.com using the UnitedHealthcare Choice Plus Network.
All plans include comprehensive health and prescription coverage, including Christian Science care.
*Out-of-network deductibles and out-of-pocket maximums are nearly DOUBLE the in-network equivalents, and you’re responsible for a higher level of coinsurance when you go out-of-network. Visit an in-network provider to save significantly on costs.
How The Plans Work
Did you know? The Christian Science deductibles and medical deductibles are integrated on all the plans, so as you incur covered expenses, they’ll be applied to both your medical and your Christian Science deductible.